Houska Insurance takes pride in our unyielding commitment to every client. Each client has a dedicated member of our team to service their accounts and assist with claims, billing discrepancies, and any other questions and concerns.
- Accidental Death and Dismemberment
- Permanent Life
- Term Life
- Short Term Disability
- Supplemental Voluntary Plans
- Accident / Disability
- Hospital Intensive Care
- Long-Term Care
- Short-Term Care
- Hospital Confinement Indemnity
- Specified Health Event
- Section 125 and 123 Plans
- Health Savings Account (HSAs)
- Consumer Driven Health Plans (CDHP)
- Employee Assistance Plans (EAP)
- Chiropractic and Acupuncture
- Wellness Programs
- Individual Long Term Disability
With complexities surrounding new legislation, it can be difficult to decipher what changes need to be made specifically to your company’s policies. Houska Insurance expertise and direct access to resources can help your company avoid the dire consequences faced from non-compliance.
Houska provides each client with the utmost up-to-date benchmarking data from various sources. Benchmarking data is updated annually, and as the market changes, so do the benefit programs that are offered.
COBRA Administration is a non-negotiable function of Human Resources. Flawlessly managing employee status at any time is difficult and mistakes are easily made. The consequences that follow non-compliance can be devastating to a company, so Houska has extended our partnership with clients even further. COBRA ensures each company stays compliant and gives the Human Resources team time to ten to other urgent responsibilities.
Employee Feedback Surveys
Houska Insurance encourages clients to recognize the employees perspective. A company cannot progress without understanding what policies are working, and where there are areas for improvement.
By aligning wellness with the company’s benefit programs, employees can begin to understand how their lifestyle choices affect their future, their claims experience, and thus their premiums.